Renewable Alternative Energy
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Financing Options

We offer a spectrum of financing options because it is our goal to make it easy for homeowners to go green and reduce their carbon footprint with affordable financing solutions.

Same as Cash

One of the most important factors when investing is your Cashflow Payback. When you purchase a renewable energy system Same as Cash, the amount of time it takes to recoup your initial investment is at its lowest. Basically, the system will be paid off quicker, rather than a loan or lease financing option.


  • Low rates: 5.24%-10.99%APR
  • Terms: 5, 10, 15, & 20 year fully amortized loans no balloons
  • Unsecured Financing: no home equity needed
  • Loan Amounts: $15,000-$50,000
  • Reasonable Credit Criteria: FICO's starting at 670
  • No Pre-Payment Penalties
  • Homeowner retains ownership of the system so they are able to take advantage of the 30% Income Tax Credit (ITC), state and utility rebates and SRECs


  • Ownership: at the end of the 20 year term, you own the system
  • Pay off any time with no penalties
  • No escalators
  • The homeowner owns the incentives: rebates, federal income tax credits, srecs, and any other offered incentives
  • Solar Tax Credits and Rebates can be applied directly toward the balance of the loan, and the balance with be re-amortized for a lower monthly payment at no cost


For Residential Meters only, Lessee must own the Premises

  • 20 Year Term
  • $0 Down or Partial Payment with monthly payments, or Full Pre-paid Lease available
  • Range of monthly lease payment escalators (0-4.5%)
  • Early Buyout option in Year 7 and at end of Lease
  • Performance guaranteed


  • Direct from manufacturer performance guarantee
  • Lessor takes responsibility for insuring and maintaining system
  • Early Buy Out Option


*Leasing is currently available in Pennsylvania. For Maryland Consumers, please call to inquire about Leasing options.

If financing, then the money you save on your electricity bill from having a solar electric system would go directly toward the loan, essentially costing you no money out of your pocket. You are just allocating the payment differently, but now the money you are putting out is going toward the cost of owning the system. The scenario is similar to renting vs. owning a home. Do you want to rent electricity from the utility company, never seeing that money again or do you want to own your system, making payments until it is eventually paid off and reaping the benefits of the utility savings and the sale of your SRECs.


Photovoltaic Infrared Inspection (PVIR) A MUST for Large and Utility Scale PV
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"Our ground-mounted solar system is performing better than estimated. We were very pleased with the service from Earth & Air Technologies, LLC. Ken worked with BGE for the net metering installation and filled out all of the required paper work for the permits, for the MD grant and for Renewable Energy Credits. Ken was very easy to work with, always promptly returning our phone calls and answering our questions. We would highly recommend Earth & Air Technologies and would use them again."
- Carl Rill
Solar Calculator

Let us help you maximize your savings

  • Electricity at or below current market prices
  • Protection against financial risks associated with the instability of traditional energy markets
  • Financial incentives including federal and state tax credits, rebates, and Renewable Energy Credits (RECs)
  • Significant reductions in air pollution, helping to meet mandates for a cleaner environment

In The News


Earth and Air Technologies has installed the first solar electric automatic tracking system in Carroll County. [ Read Full Story ]

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